Today’s mortgage rates
National market averages updated daily. Your actual rate depends on your credit, down payment, loan amount and property, so ask Pete for a personalized quote.
Rates shown are national market index averages provided by Optimal Blue for information only. They are not an offer, a rate quote or a commitment to lend. Your rate depends on your credit, loan amount, down payment, property and other factors.
Why your rate may differ from the average
Published averages describe a typical borrower. Your own rate moves with things like your credit score, how much you put down, the loan program, whether points are paid, the property type and how long you lock. That’s why two neighbors can get very different quotes on the same day.
How to compare quotes
- Compare the APR as well as the rate. APR includes many of the loan’s costs.
- Check whether the quote includes discount points, and how many.
- Make sure every quote assumes the same loan amount, program and lock period.
- Ask for a Loan Estimate, which every lender formats the same way. Then use the Loan Estimate review tool.
Ready to talk it through?
No pressure and no call center. Just a straightforward conversation with Pete about your options.