Check your credit
See where you stand before you apply. A few points can change which loans you qualify for and what they cost.
Credit tips before you apply
- Keep card balances low. Utilization has a big effect on scores, and paying balances down before the statement date can help quickly.
- Don’t open new accounts or finance big purchases while you’re shopping for a home.
- Check for errors. Dispute anything that isn’t yours, and tell Pete before you do, since disputes can affect underwriting.
- Don’t close old cards. Long, healthy history helps.
Pete can often suggest specific, quick steps that could raise your score before you apply. It’s one of the most valuable conversations you can have early.
Ready to talk it through?
No pressure and no call center. Just a straightforward conversation with Pete about your options.