Loan Estimate review
Already have a Loan Estimate from another lender or a builder? Upload it and see where you might save. Pete reviews every one personally.
What Pete looks at
- The rate and points: page 1 and section A on page 2. Points lower the rate, but cost cash today.
- Lender fees: origination, underwriting and processing charges in section A.
- Total loan costs: section D, the cleanest number for comparing lenders.
- Lender credits: money the lender contributes toward your closing costs, often in exchange for a higher rate.
- Cash to close: what you actually need to bring.
Builder incentives can make a quote look better than it is. Comparing total cost side by side is the only way to know.
Ready to talk it through?
No pressure and no call center. Just a straightforward conversation with Pete about your options.