What to know about financing in Chandler
Relocating for work
Moving for a job? Pete can pre-approve you before you arrive using your offer letter, and coordinate closing around your start date. Ask about how relocation benefits and a home sale in another state factor in.
Homeowners with equity
Many Chandler homeowners have significant equity. A cash-out refinance or home equity line can fund a pool, a remodel or a down payment on a rental. Pete will compare both.
55+ communities nearby
Active-adult communities just south of Chandler are popular with retirees and snowbirds. HOA age rules and second-home occupancy rules both come into play.
2026 loan limits
In Maricopa County for 2026, the conforming loan limit is $832,750 and the FHA limit is $557,750 for a one-unit home. VA has no limit with full entitlement.
How conforming limits workDown payment help
Home Plus is available statewide to buyers under its income limit. Arizona Is Home is not available in Maricopa County.
Arizona assistance programsPopular loans in Chandler
- Conventional loansThe most common loan, for primary homes, second homes and rentals.
- Jumbo loansFinancing above $832,750 for Scottsdale, Paradise Valley and beyond.
- Refinance & cash-outLower a payment, drop mortgage insurance, or tap your equity.
- Second homes & snowbirdsFinancing a winter place or vacation home in Arizona.
Chandler mortgage questions
Can I meet Pete in person in Chandler?
Yes. Pete’s office is at 2701 East Insight Way, Suite 150. Book a time first so he’s there for you.
Does Pete only work with Chandler buyers?
No. Pete lends anywhere in Arizona and is also licensed in California and Texas. Chandler is one of many places he helps buyers and homeowners.
Nearby
General information, not a loan offer or commitment to lend. Loan limits and assistance programs are as of 2026 and change over time; availability, income limits and terms vary. Ask Pete for current details for a specific address.