What to know about financing in Yuma
Military buyers
With MCAS Yuma and Yuma Proving Ground nearby, VA loans are a big part of the market. Pete can start working with you as soon as you have orders, so you can close soon after you arrive.
USDA and rural options
Parts of Yuma County outside the city may qualify for USDA loans, which are designed for eligible rural homes and have income limits. Pete will check any address.
Arizona Is Home
Yuma County is eligible for Arizona Is Home down payment assistance, with a county income limit, as well as statewide Home Plus.
2026 loan limits
In Yuma County for 2026, the conforming loan limit is $832,750 for a one-unit home, the same as everywhere in Arizona. FHA limits outside the Phoenix metro sit at or near the national floor; Pete can confirm the exact figure for any address. VA has no limit with full entitlement.
How conforming limits workDown payment help
Both Home Plus and Arizona Is Home are available in Yuma County, each with its own income limit.
Arizona assistance programsPopular loans in Yuma
- FHA loansFlexible credit and a low down payment, backed by the federal government.
- VA loansBenefits earned through service, with no monthly mortgage insurance.
- First-time home buyersA clear plan, the right loan, and Arizona down payment help.
- Second homes & snowbirdsFinancing a winter place or vacation home in Arizona.
Yuma mortgage questions
Can I work with Pete if I’m in Yuma?
Yes. Applications, documents and disclosures happen online, and closings are handled with a local title company or a mobile notary.
Does Pete only work with Yuma buyers?
No. Pete lends anywhere in Arizona and is also licensed in California and Texas. Yuma is one of many places he helps buyers and homeowners.
Nearby
General information, not a loan offer or commitment to lend. Loan limits and assistance programs are as of 2026 and change over time; availability, income limits and terms vary. Ask Pete for current details for a specific address.